Asset/Liability Management
Regardless of the size of your financial institution, or the composition
of your balance sheet, sound decision-making requires sound information. IPS-Sendero
A/L provides that information.
Combining technology and industry knowledge, IPS-Sendero A/L provides
a clear framework for decision-making through planning, analysis and
regulatory compliance. By incorporating the impact of all the components
that drive an institution’s risk profile, A/L provides comprehensive
and accurate risk measurement for better decisions.
A/L also incorporates simulation engines that give immediate answers
to “What If?” questions. This allows your institution
to weigh the relative risks and rewards of different business strategies.
Each model can test endless interest-rate scenarios and strategy combinations,
and all models allow you to examine individual balance sheet components
or the balance sheet as a whole.
Versatility is a hallmark of IPS-Sendero A/L. It supports multiple
charts of accounts and an unlimited number of accounts within any chart,
allowing you to view the balance sheet from the regulatory, budgetary
and strategic perspectives simultaneously. You can also view results
at a level of detail that best matches your ALCO management process. Most
commonly used calculations are standard parts of A/L but additional
user-defined calculations may be included, extending your options
further.
A/L provides a comprehensive set of flexible reports and analyses as
well, including:
- Proforma financial statements
- Comparative reports and analysis
- Decision graphics
- Economic value/duration reports
- Integrated fair value reporting for FAS 107 and FAS 115
- Simulation audit reports and account details
- Static and dynamic gap reports
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