Profitability Measurement

Profitability management solutions for maximum reliability

Financial institution managers need the best, most accurate information
about their organizations, products, customers and position in the financial marketplace to make the crucial decisions that support success. Reliable profitability data is critical if institutions are to meet overall measurement objectives, provide a basis for incentive-based compensation, assist in the allocation of scarce resources and satisfy certain regulatory reporting requirements.

Profitability management solutions that integrate

However, profitability measurement is not a separate process that adds to the number and volume of reports already produced in an institution. It is a common thread that runs throughout a financial institution in terms of its impact on and integration with other management processes. As one of the cornerstones of successful corporate performance management, profitability measurement's ultimate objective is to give managers better information with which to make decisions, resulting in better information for defining, measuring and adjusting performance.

IPS-Sendero's profitability solutions include:

Funds Transfer Pricing (FTP)

Our most sophisticated profitability management solution for analyzing net interest margin, FTP allows you to identify spread contributions from assets, liabilities and interest rate risk through a variety of user-defined methods and yield curves.

Organizational Profitability System (OPS)

Providing an in-depth analysis of profitability across all defined branches, profit and cost centers, OPS gives you a clear picture of revenues, expenses and profit contribution through detailed reports including interdepartmental invoices.

Product Profitability System (PPS)

This profitability management solution allows you to identify bottom-line contributions by product – with detailed cost, volume and spending variance analysis using simple allocations or activity-based costing.

Relationship Profitability Manager (RPM)

This powerful tool calculates profitability at the customer account level and aggregates customers into relationships. RPM provides information that supports cross-selling efforts and provides "What If" scenarios for pricing new and existing business.

Catalyst

Catalyst serves as the "messenger" between RPM and you. This profitability management solution delivers relationship profitability information to the desktops of end users who do not require complete RPM functionality. This information can be shared across your organization, giving managers insight into how customers are using your institution's products and services.

EIS.net

A Web-enabled, multi-dimensional analysis and reporting solution, EIS.net provides a focused view of the critical areas of day-to-day management. Users can distribute analytical reports and provide Web access to data behind the numbers to a wide range of users.

Contact IPS-Sendero

Trust the industry leader for your profitability management solutions. Contact IPS-Sendero today and learn more about this powerful suite of tools.